About Us Who we are

Our Story

Charmlindwa Financial Services is a small-to-medium-scale money-lending business based in Wandegeya, Kampala. We take pride in our journey from inception to the present day, as CFS exemplifies self-made growth. Our story began in 2018 when our CEO, Mrs Gloria Namulindwa Ssali, a former downtown trader, experienced firsthand the tedious and often impractical process of securing financing for small or sole traders.

At CFS, we understand the challenges faced by entrepreneurs and small business owners in accessing capital. That’s why we provide flexible and customized lending solutions to meet your unique financial needs. Whether you require funds for business expansion, debt consolidation, or personal expenses, we are here to help.

Our team of experienced loan officers will guide you through the application process and provide you with the necessary financial education to ensure your success. We believe in building lasting relationships with our clients and empowering them to achieve their financial goals.



Our Mission

At Charmlindwa Financial Services, we pride ourselves in our bespoke approach to delivering the best financial support and cushion to the small scale business person. Our mantra is our business is all about the client, their needs and their capabilities. We help the client work out their finances pre and post loans to ascertain if the need fit the capability.

Our Vision

Charmlindwa Financial Services aspires to be the market leader in the small scale finance business . We endeavor to go beyond lending money, venture into financial advice for the small scale business person and also raising funds for coops and small scale trader groups. Impact on our clients the knowledge and skills needed to manage their finances

Our core values




Financial literacy

Customer Service

Our Products

At CFS, we understand that every client has unique circumstances and financial needs. That’s why we don’t believe in a one-size-fits-all approach to lending. Whether you’re seeking a loan for personal or business reasons, we offer tailor-fit solutions to suit your specific requirements. We are committed to not only providing our clients with the necessary funds but also educating them on effective financial management practices. Visit us today to discover how we can help you achieve your financial goals.

Apply for a loan with Charmlindwa Financial services today